Personal finance workspace

Budget, payments, investments, and net worth — in one place.

Plan your month, see upcoming commitments, and track progress over time — without messy spreadsheets.

Private by default • No bank connections • Mobile friendly

Monthly allocation

Know what's fixed, what's flexible, and what's left.

Upcoming payments

See salary, due dates, and renewals at a glance.

Long-term view

Track investments and net worth over time.

Personal finance dashboard for individuals

BudgetStudio is built for individuals who want a cleaner way to manage money. Track your budget, assets, investments, upcoming payments, and net worth in one simple, structured view.

What you can track with BudgetStudio

Everything important for your personal budget and long-term financial picture.

Monthly Allocation Snapshot

See salary, obligations, insurance, savings, and free cash in one clear baseline.

Financial Health Indicators

Track actionable status signals that highlight what is stable and what needs attention.

Goals and Buffer Tracking

Maintain a target cash buffer and monitor progress with straightforward visual feedback.

Upcoming Payments

Keep planned commitments and due dates visible so you can prepare ahead of time.

Net Worth View

Review assets, debt, and net worth evolution for a clearer long-term planning context.

Simple Personal View

Keep your numbers in one place with a clean layout that is easy to review and maintain.

BudgetStudio screenshots

Explore real views from BudgetStudio and see how each feature keeps your finances clear and actionable.

BudgetStudio investments view showing portfolio holdings and performance summary
Investments and holdings view
BudgetStudio net worth view with assets, liabilities, and trend timeline
Net worth timeline and debt visibility
BudgetStudio calendar and payment schedule view with upcoming personal expenses
Calendar and payment schedule view

How to use it each month

  1. Update your monthly income, expenses, and obligations.
  2. Review your budget status, goals, and upcoming payments.
  3. Track your assets, investments, and net worth over time.

5-star feedback from happy users

★★★★★

"BudgetStudio finally made my monthly budgeting process simple and clear."

Lukas Weber, Germany

★★★★★

"I can now track my assets, investments, and upcoming payments without using multiple spreadsheets."

Camille Dubois, France

★★★★★

"The net worth view helped me stay motivated and actually follow my goals every month."

Nikolay Petrov, Bulgaria

Free to use. This is how we keep the lights on.

BudgetStudio is free for everyone. If it helps you stay on top of your budget, support us with a coffee to help keep the lights on while we keep improving the tool.

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Frequently asked questions

What is included in BudgetStudio?

It includes budget allocation overview, financial health checks, assets and investments tracking, upcoming payments, and net worth visibility in one place.

Is BudgetStudio for individuals?

Yes. BudgetStudio is designed for individuals and households who want a simpler way to manage personal finances.

Does BudgetStudio provide financial advice?

No. BudgetStudio provides informational tools for planning and analysis. Final decisions should consider professional advice where needed.